The Hidden Cost of Healthcare and What Your Insurance is Really Getting You
It’s no secret that the American healthcare system has issues. With over 63% of Americans disapproving of how health insurance currently works. But beyond the general frustration, how can you tell what your insurance covers and if you’re getting what you’re paying for? The confusing language in healthcare insurance policies and a lack of education on what is and isn’t included means many Americans don’t know what their health insurance covers. While all health insurance plans are different and you should read your plan thoroughly, there are some basic costs most patients must pay: Copay A copay is a small fee you pay for certain healthcare services while your insurance pays the rest of the cost. This usually covers general doctor visits, emergency room visits, and prescription drugs, though...